Consumer protection in mortgage contracts .

Real estate financing is the legal tool for the consumer to obtain the cash he lacks to buy, build, improve or renovate real estate units, whether for residential or commercial purposes, in which the financier is often the economically superior professional in the contract, and therefore the contract is out of balance between the two parties. Legislative intervention is required to protect the consumer applicant for financing to obtain housing, starting from the time the financier promotes the real estate financing service and submits the application for financing in the pre-contractual stage and the contractual stage at the time of acceptance and acceptance to give him time to wait and think, and this legislative protection continues during the period of execution of the contract when he modifies the contract at the unilateral will of the financier and accelerates the payment of the debt and ends this protection by imposing it when the real estate finance contract is linked to the contract to be funded (the real estate contract).